35% of European investors are willing to switch banks for cryptocurrency, according to Börse Stuttgart Digital., 2026/04/22 10:38:39

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35% of European investors are willing to change banks for cryptocurrencies — Börse Stuttgart Digital0

More than a third of European investors are prepared to switch banks for improved conditions related to cryptocurrency transactions. This is indicated by the findings of a survey conducted by Börse Stuttgart Digital among 6,000 investors from Germany, Italy, Spain, and France.

The survey was carried out from August 29, 2025, to January 21, 2026. According to the results, one in five European investors anticipates that their bank will start offering access to cryptocurrencies within the next three years. The highest expectations are in Germany (22%), followed by Spain (19%), Italy (18%), and France (16%). 35% of respondents are willing to change banks if another institution provides better investment opportunities in cryptocurrencies. This trend is evident across all markets: Spain leads with 40%, followed by Italy (35%), France (33%), and Germany (29%).

Researchers noted a growing interest among investors in digital assets, yet they identified a significant knowledge gap. Over 60% of investors feel poorly informed about digital assets, 76% labeled cryptocurrencies as too risky due to insufficient industry regulation, and 69% of survey participants found crypto assets to be overly complex.

Nearly half of European investors believe that the regulation of cryptocurrency service providers in the EU enhances trust in digital assets. With the implementation of the EU’s Cryptocurrency Regulation Law (MiCAR), this asset class has come to be viewed as safer and more appealing, as noted by Börse Stuttgart Digital.

One in four respondents has already invested in cryptocurrencies, according to Börse Stuttgart Digital. Spain leads in cryptocurrency adoption: nearly 28% of Spanish investors have already invested in crypto assets, while in Germany, the figure stands at 25%, in Italy at 24%, and in France at 23%. Spain also ranks highest in overall interest in cryptocurrency investments, with over 40%, followed by France (36%), Germany (35%), and Italy (34%). More than a third (36%) of respondents plan to purchase cryptocurrencies again within the next five years, despite market volatility.

A recent survey conducted by Tokyo-based financial firm Nomura Holdings revealed that 65% of large Japanese companies are willing to buy cryptocurrencies to diversify their investment portfolios.