XRP Price Forecast: The Bear Market Could Be Deceptive – Wealthy Wallets Are Growing Rapidly

XRP is garnering significant interest from major investors, even while its price remains below the $2 threshold.

Recent findings from Santiment indicate that 42 new whale wallets, each holding over 1 million XRP, have been established since the beginning of the year. This clearly suggests that affluent investors might be gearing up for a substantial upward shift.

With “smart money” entering the marketplace, this trend of accumulation could bolster a positive XRP price forecast in the upcoming weeks.

XRP’s price has dipped slightly by -4% since the start of 2026, yet the number of ‘millionaire’ wallets is increasing for the first time since September. A net addition of +42 wallets holding at least 1M $XRP has reappeared on the ledger, which is an encouraging indication for the long-term. pic.twitter.com/nmB4hCxtZO

— Santiment (@santimentfeed) January 28, 2026

Currently priced at $1.75, XRP is trading at levels not observed since April of this year, when the market reached its low point.

Market sentiment was similarly low during that period, creating an opportunity for wealthy investors to acquire the token at a bargain price.

Whales may be anticipating a rebound to the $3 mark in the long run.

XRP Price Forecast: XRP Surged the Last Time This Pattern Emerged

XRP’s daily chart reveals a noteworthy pattern that previously led to a robust recovery when it last appeared.

This could be the insight that whales possess, which is eluding most retail investors. The price has been compressed to this crucial support level, and interest in purchasing is increasing.

Source: TradingView

A breach above $1.95 would negate XRP’s bearish price structure. This could lead to a retest of the 200-day exponential moving average (EMA) at $2.20.

Similar to the previous instance, a movement above this pivotal line would serve as a buy signal for long-term investors. Traders might be looking for a return to the levels experienced earlier this year.

Whales are accumulating XRP at $1.75. Should retail investors follow suit, a short squeeze may be imminent.

The “smart money” is aware that a bottom is approaching, and prominent crypto presales like Maxi Doge ($MAXI) might reap the most benefits if bullish momentum accelerates.

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