XRP Price Prediction: Investors Face $750M Paper Loss, But Is It Time to Buy the Dip?

XRP is sitting exactly where the market’s patience is being tested hardest, with an undecided price prediction. Five major US spot XRP ETFs are collectively underwater by $746.1 million on a cost basis of roughly $1.7 billion, yet investors continued buying.

SEC filings show Bitwise, Canary Capital, Franklin Templeton, 21Shares, and Grayscale recorded about $629.9 million in primary-market share creations against $309.1 million in redemptions through the first half of the year. This left net capital flow positive by $320.8 million even as fair value sank 44.1% below cost.

Bloomberg ETF analyst James Seyffart called the demand “surprisingly resilient” in an August 31 post, putting cumulative net inflows across the asset class at $1.8 billion.

XRP ETF flows have been surprisingly resilient. Money in the aggregate has mostly only gone one direction and now they have a total of $1.8 billion in cumulative net inflows. When you look at this compared ripple:native price over this time period … its particularly impressive https://t.co/r4rI3w3QAk pic.twitter.com/Ytk4pV5Z3d

– James Seyffart (@JSeyff) August 31, 2026

That’s a strange signal for a market normally allergic to sitting on losses this large. Set against a scheduled 1 billion XRP escrow unlock and a broader risk-off tilt across altcoins, the paper-loss data forces a real question for anyone still on the sidelines: Does institutional conviction here mean something, or is it just sunk-cost stubbornness dressed up as strategy?

XRP Price Prediction: Can It Hold $1.35 Support This Week?

Price action has cooled from the late-August peak near $1.70, and XRP now sits in the mid-$1.30s after shedding roughly 8% on the week. The $1.34–$1.35 zone is the line in the sand, and a break below opens the door toward $1.25–$1.27, near the 61.8% Fibonacci retracement.

Supertrend support sits at $1.341, and short-term momentum remains soft. A reclaim of the $1.41 pivot flips the structure back bullish, with $1.47 and eventually the $2 psychological target back in play.

Xrp (XRP)24h7d30d1yAll time

A choppy consolidation between $1.34 and $1.41 could also happen while the market digests the September 1 escrow release of 1 billion XRP. This is notably occurring with a price near $1.43 this cycle versus roughly $1 during the prior unlock, a materially stronger setup.

Worst case is a clean break under $1.34 invalidates the August rally structure and drags price toward the mid-$1.20s. Watching the support test here matters more than chasing green candles.

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Maxi Doge Targets Early Mover Upside as XRP Tests Key Levels

Holding through a $746.1 million paper loss takes conviction, or a fairly narrow definition of pain tolerance. Either way, XRP at this size isn’t handing out 50x moves anytime soon; the market cap is simply too large for that kind of asymmetric return. That’s the gap early-stage capital tends to chase instead.

pic.twitter.com/Vg6OpDX6Bq

– MaxiDoge (@MaxiDoge_) August 13, 2026

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