XRP Price Outlook: XRP Re-enters Accumulation Following Surge – $3.20 Target Revisited

Data from Binance concerning retail investors indicates that XRP is entering a phase of re-accumulation after a significant upward surge, which has experienced relatively stable flow percentages from both whales and retail participants since mid-December.

The current XRP price forecast suggests that a balanced approach from both whales and retail investors may ignite a rally back to $3.20.

Decrease in Whale Activity as Distribution Phase Concludes

On-chain analyst Arabchain noted that the data regarding XRP flows to Binance shows that whales represented about 60.3% of total flows, while retail investors accounted for 39.7%.

Whale XRP Flows to Binance Decline, Indicating Lower Selling Pressure
“The reduction in whale flows since mid-December, although still at relatively elevated levels, is a favorable sign for the medium term, as it diminishes the chances of a sudden sell-off.” – By @ArabxChain pic.twitter.com/P646tKZe1u

— CryptoQuant.com (@cryptoquant_com) January 8, 2026

Even though whales still represent the largest portion of flows, the overall trend since mid-December clearly shows a gradual reduction in their involvement, following a peak exceeding 70% in November and early December.

This reduction in whale flows coincides with a noticeable price correction, with the average XRP price decreasing from approximately $3.20 at its late 2025 peak to around $2.26 at present.

“The drop in whale flows since mid-December, while still at relatively high levels, is a positive indication for the medium term, as it lessens the probability of a sudden sell-off,” Arabchain elaborated.

The indicator shows early signs of a bullish reversal if the $2.20 level is maintained.

Institutional interest in XRP continues to be heavily influenced by whale activity, with spot XRP exchange-traded funds serving as a crucial channel for significant capital movements.

Since the beginning of the year, spot XRP ETFs have attracted nearly $80 million in new inflows, continuing a trend of consistent purchasing observed on trading days following the November launch of these products.

In total, net inflows have now reached around $1.2 billion, while assets under management are approximately $1.53 billion, highlighting ongoing interest from large investors.

XRP Price Forecast: Daily Chart Indicates A-B-C-D Correction Nearing Completion

The daily chart for XRP illustrates a broader corrective pattern that seems to be moving into an initial reversal stage.

The price action represented by the A-B-C-D sequence shows a completed impulsive movement followed by a lengthy decline that reached its lowest point near the D leg in the $1.60-$1.70 range.

From that low, XRP has experienced a sharp recovery, but is now consolidating just above the clearly defined $2.20 support level, which has been a critical point in recent weeks.

Source: TradingView

Structurally, the market has broken above the descending trendline that guided the decline from the C high, indicating a weakening of downside momentum.

However, the price remains within a narrow range around $2.10-$2.30, suggesting uncertainty as buyers and sellers vie for short-term dominance.

Momentum indicators are cautiously leaning towards bullishness. The RSI has risen above the 50 level and is maintaining a position in the mid-to-high 50s, indicating increasing buying pressure without entering overbought conditions.

This reinforces the idea that the recent retreat is corrective rather than signaling the start of a new downtrend.

Provided XRP stays above $2.20, the structure favors a continuation upward towards the next resistance area in the $2.70-$3.00 zone, aligning with the anticipated E leg on the chart.

Maxi Doge Presale: Positioned for XRP-Led Surge

If XRP re-establishes the $3.00 threshold and continues its bullish trend, presale initiatives like Maxi Doge (MAXI) would likely draw capital from investors seeking high ROI prospects.

Maxi Doge is an early-stage memecoin that follows the Dogecoin model, which propelled it to increase over 10x during the 2023-2024 breakout rally.

The presale project has created an alpha channel to facilitate traders in exchanging insider insights and sharing trading ideas, reflecting the initial days of Dogecoin.

The MAXI presale has already garnered over $4.4 million and offers 70% annual staking rewards for early participants at the current $0.000277 price.

To participate early before the price rises, visit the official Maxi Doge website and connect a crypto wallet like Best Wallet.

You can make purchases using existing cryptocurrencies like USDT and ETH, or opt for a bank card to complete your transaction instantly.

Visit the Official Maxi Doge Website Here

The post XRP Price Prediction: XRP Enters Re-Accumulation After Rally – $3.20 Target Back in Focus appeared first on Cryptonews.