XRP Price Forecast: $1.28B ETF Inflows Balance Bearish Triangle Around $2.05

Ripple’s XRP is currently valued at $2.06, with a trading volume over the last 24 hours amounting to $1.37 billion. The cryptocurrency is positioned at #5 in the global rankings, boasting a market capitalization of $124.9 billion. The circulating supply is recorded at 60.7 billion XRP, with a total supply limit of 100 billion. Despite robust fundamentals, XRP has experienced a decline of 0.28% in the last 24 hours, marking its fourth consecutive day of losses.

Inflow from ETFs is providing some degree of support. Spot XRP ETFs have garnered $1.28 billion, aiding in counteracting selling pressure, despite a cautious sentiment in the wider market.

• Price: $2.06
• Market cap: $124.9B
• 24‑hour volume: $1.37B
• ETF inflows: $1.28B

Coinbase’s Opposition to Senate Bill May Impact XRP and Stablecoins

This week, Coinbase retracted its endorsement for the US Senate Banking Committee’s draft Market Structure Bill. Coinbase CEO Brian Armstrong pointed out that the draft contains significant issues, particularly concerning stablecoins and the interest they generate. He stated that the suggested modifications “would eliminate rewards on stablecoins, enabling banks to hinder their competition.”

In straightforward terms, these regulations could prevent individuals from earning interest on stablecoins and grant more authority to conventional banks.

“After examining the Senate Banking draft text over the past 48 hours, Coinbase regrettably cannot support the bill as it stands,” Armstrong remarked. “This version would be substantially worse than the current situation,” he continued. “We’d prefer no bill over a poor one.”

U.S. Senate has canceled its vote on the crypto market structure bill
COINBASE STATES IT CAN’T SUPPORT THE SENATE BANKING CRYPTO DRAFT.
It warns of “A DE FACTO BAN” on tokenized stocks, impacts DeFi privacy, diminishes CFTC vs SEC & could eliminate stablecoin rewards.
NO BILL > BAD BILL pic.twitter.com/3antyA32k0

— Money Ape (@TheMoneyApe) January 15, 2026

Stablecoins are digital currencies that remain close to the value of the US dollar, and many users utilize them to earn interest. If these new regulations are enacted, banks might restrict how stablecoins operate, potentially removing opportunities for crypto users and decreasing competition.

Coinbase is cautioning that this could revert control of finances back to banks, impacting both investors and the wider crypto ecosystem. Observers are closely monitoring the developments to see how this situation unfolds.

If these restrictions on stablecoins are implemented, XRP might experience downward pressure as crypto investors could adopt a more cautious approach, leading to diminished demand. This scenario could hinder price appreciation and keep XRP around critical support levels.

XRP Price Forecast: Descending Triangle Indicates Potential Drop Below $2.05 Towards $1.90

The XRP price forecast is neutral as XRP is presently trading at approximately $2.0568, hovering just above a significant support area near $2.0527. Price movements are compressing within a descending triangle, a formation typically linked with bearish continuation. The triangle’s lower edge aligns with horizontal support, whereas the upper trendline reflects a pattern of lower highs. Recent candlestick formations exhibit indecision, characterized by small bodies and a lack of clear momentum shifts.

The primary technical indicator, such as the RSI, is sitting near 45, showing neutral momentum but with a slight bearish inclination. The moving averages (red and blue) remain stable, indicating a lack of trend strength.

XRP/USD Price Chart – Source: Tradingview

Fibonacci levels identify $2.1127 and $2.1911 as potential resistance points if the price moves upward, while $1.9764 and $1.9144 represent downside targets in the event of a breakdown. Until a decisive movement takes place, the triangle pattern is still active.

A confirmed closure below $2.0527 could create a short setup aiming for $1.9144, whereas a breakout above $2.1127 would negate the bearish outlook and favor a move toward $2.1911. Trading suggestion: short below $2.0527.

Bitcoin Hyper: The Next Phase of BTC on Solana?

Bitcoin Hyper ($HYPER) is ushering in a new era for the Bitcoin ecosystem. While BTC remains the benchmark for security, Bitcoin Hyper introduces what it has always lacked: the speed of Solana. The outcome: rapid, low-cost smart contracts, decentralized applications, and even the creation of meme coins, all secured by Bitcoin.

Audited by Consult, the initiative prioritizes trust and scalability as adoption grows. The momentum is already significant. The presale has exceeded $30.7 million, with tokens currently priced at just $0.013585 before the next increase.

As Bitcoin activity rises and the demand for efficient BTC-based applications increases, Bitcoin Hyper distinguishes itself as the connector integrating two of crypto’s largest ecosystems. If Bitcoin laid the groundwork, Bitcoin Hyper could make it fast, adaptable, and enjoyable once more.

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