Ripple’s CTO Critiques Bitcoin’s Technology – Is XRP Positioned to Surpass BTC?

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Bitcoin is frequently regarded as invulnerable, the pioneering entity in cryptocurrency, seldom questioned regarding its fundamentals.

However, one of Ripple’s prominent figures holds a different perspective.

David Schwartz, CTO Emeritus and a key architect of XRP, has labeled Bitcoin a technological dead end.

His remarks were not aimed at the price, but rather at the underlying architecture.

In a recent statement, Schwartz contended that Bitcoin’s ongoing supremacy is more dependent on its network effect than on any genuine innovation, cautioning that this stagnation could pose a long-term vulnerability.

Not really. I think bitcoin is largely a technological dead end for the same reason the dollar is. The technology just doesn’t seem to matter all that much to its success, at least not at the blockchain layer.

— David ‘JoelKatz’ Schwartz (@JoelKatz) February 12, 2026

From his perspective, the protocol shows minimal evolution. It endures because it was the first, not due to being the most sophisticated.

He likened it to the U.S. dollar, asserting that technology does not dictate dominance; rather, it is adoption that matters.

The ongoing discussion between Bitcoin and XRP is perpetual. However, it consistently returns to price, which primarily drives optimistic XRP price forecasts.

XRP Price Prediction: $1.10 Is Still Closer Than $2.00

XRP remains within a descending channel, yet the recent drop to $1.10 appears to be a classic exhaustion move.

Following that decline, price movements have attempted to stabilize above $1.30, which now serves as the crucial short-term support. Should that level fail, $1.10 is likely to become the next focal point.

Ripple's CTO Critiques Bitcoin's Technology – Is XRP Positioned to Surpass BTC?0Source: XRPUSD / TradingView

On the upside, $1.50 represents the initial significant resistance zone. A decisive move past that level could lead to $1.90, where the overall structure might begin to change.

Until a breakout occurs above the upper boundary of the channel, this remains technically a downtrend.

Nonetheless, the recent activity seems more indicative of base-building rather than panic selling, a trend that often precedes a recovery.

Bitcoin versus XRP. Innovation versus network effect. The same discussion, just a different phase.

As this discourse unfolds, prices continue their usual behavior, which is to reward focus.

This cycle, it is frequently the meme coins that initiate movement.

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Maxi Doge ($MAXI) is not engaged in a technological debate.

It is designed for what truly drives significant movements in cryptocurrency: narrative, momentum, and community belief.

When major cryptocurrencies fluctuate within descending channels and traders await a recovery, capital begins to seek out assets with asymmetric potential. Something early. Something noticeable. This is where meme energy typically comes into play.

Ripple's CTO Critiques Bitcoin's Technology – Is XRP Positioned to Surpass BTC?1

Maxi Doge fully embraces this reality. Striking branding. Clear positioning. No ambiguity about its purpose. A high-conviction meme initiative crafted for rapid sentiment changes, not gradual protocol enhancements.

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