Over One-Third of Users Currently Utilize Cryptocurrency for Daily Transactions

The Bitget team carried out a comprehensive study that highlighted the swift evolution of cryptocurrency from an investment asset to a method for everyday transactions.

As per the extensive research conducted by Bitget Wallet, 35% of participants expressed interest in utilizing cryptocurrency for routine purchases such as groceries, subscriptions, or tickets. Additionally, cryptocurrencies are actively employed in gaming (36%) and travel (35%), reinforcing the trend of broad acceptance of crypto payments as a viable substitute for fiat currency.

The report titled PayFi Unlocked: Crypto Payment Use Cases in 2025, released by Bitget, is founded on a survey of 4,599 users across nine regions, encompassing three distinct generations, ranging from ages 18 to over 45.

Analysts discovered that the increasing popularity of digital assets as payment options is fueled by the rapid advancement of payment infrastructure, which includes QR payments, mobile wallets, and crypto cards. Users are progressively placing their trust in the stability of stablecoins and the dependability of crypto payment solutions. This paves the way for the everyday utilization of digital assets in retail, online services, and mobile applications.

The research also uncovered notable generational distinctions:

1. Gen Z (18–29 years) leads in gaming and social applications: 40% utilize crypto for gaming, 35% for gifting.
2. Millennials (30–44 years) exhibit versatility, favoring spending crypto on travel (36%), gaming (35%), and digital products (35%).
3. Gen X (45+ years) tends to prefer more conventional expenditures: 40% on travel, 36% on digital goods, online shopping, utilities, and other routine real estate-related payments.

Regional motivations differ:

1. In East Asia, 41% allocate crypto for digital products and daily purchases.
2. In Southeast Asia, crypto is favored for gaming (41%) and gifts (36%) due to Play-to-Earn models and limited banking access.
3. In Africa, 38% show interest in using crypto for educational expenses.
4. In Latin America, crypto is utilized for online shopping (35%) and digital goods (38%) in the context of high inflation.
5. The Middle East demonstrates interest in crypto payments for gaming (41%), luxury items (31%), and automobiles (29%).
6. In Europe and North America, crypto is employed for travel, real estate investments, and everyday costs.

Bitget Wallet is actively modifying its infrastructure to align with these trends by incorporating crypto cards, gift vouchers, in-app purchases, and national QR systems, allowing users to transact with cryptocurrency as effortlessly as with cash or bank cards.

The findings from the Bitget study underscore that cryptocurrency has integrated into the daily economy, transcending its role as merely a speculative asset.

Previously, Max Krupyshev, CEO of CoinsPaid, shared a similar perspective, indicating that the period of cryptocurrencies being solely speculative assets has concluded. “Businesses and consumers seek genuine utility, and crypto payments are becoming the standard in the industry. The curve of crypto adoption is evolving; what was once seen as an alternative is now a necessity. Seamless, low-cost, and rapid transactions are no longer a luxury but an expectation,” Max articulated.

In June 2025, there was an increase in the popularity of crypto cards for daily expenses among European users; from January to June, new crypto card orders rose by 15%, with an average transaction value of €23.7.

Сообщение More Than Third of Users Already Use Crypto for Everyday Payments появились сначала на CoinsPaid Media.