Franklin Templeton Executive Indicates XRP’s Importance for International Transactions – Is a $3 Surge Imminent?

Today’s XRP price forecast gains renewed importance as the prominent global investment firm Franklin Templeton, which oversees assets across both public and private markets through various strategies, including digital assets, has once again recognized the significance of XRP as essential infrastructure for cross-border payments.

In a recent announcement, the head of digital assets at the asset management firm, Roger Bayston, remarked that “we consider XRPL’s native token, XRP, to be a fundamental component for enhancing the efficiency of cross-border transactions.”

The executive further noted that as a payments-centric blockchain, the XRP Ledger facilitates real-time, cost-effective settlements for institutions aiming to conduct large-scale transactions across various continents.

XRP is regarded as a fundamental component by Franklin Templeton https://t.co/qVVwPOtDUM

— LJ (@luke_judges) December 31, 2025

Franklin Templeton’s Increasing Integration With XRP Ecosystem

This is not the first instance of Franklin Templeton recognizing the role XRP serves as a blockchain rail for conventional finance.

In September, Singapore’s DBS Bank entered into a memorandum of understanding with Franklin Templeton and Ripple to list tokenized money market funds on DBS Digital Exchange.

This collaboration offered accredited and institutional investors trading and lending solutions by utilizing tokenized money market funds on the XRP Ledger blockchain and Ripple’s RLUSD stablecoin.

Analysts suggest that this alignment with traditional financial systems has enhanced the attractiveness of XRP and should soon be reflected in the asset’s valuation.

Since mid-October, when the XRP ETFs were introduced, these vehicles have attracted $1.07 billion in inflows, “contrary to the negative sentiment observed in other assets,” according to James Butterfill, head of research at CoinShares.

Specific data indicates that Franklin Templeton’s newly launched XRP fund alone accounted for $28.6 million in weekly volume.

The capital shift from Bitcoin ($2.8B outflows since mid-October) directly coincides with the launch of spot XRP ETFs, indicating that institutions are reallocating risk budgets toward assets with new regulatory “wrappers” and lower saturation levels.

If this trend persists, XRP may break through the $3 resistance level and target new highs.

XRP Price Prediction: Descending Trendline Breakout Could Target $3.50

From a technical perspective, the weekly XRP/USDT chart illustrates a market correcting after a vigorous impulse move from the November 2024 low near $0.50, which signified a clear long-term trend reversal.

This rally propelled XRP to the July peak around $3.50, achieving nearly a 600% increase before momentum began to wane. Since then, price action has transitioned into a controlled downtrend, characterized by a descending trendline now serving as dynamic resistance.

Source: TradingView

Currently, XRP is trading at approximately $1.83, positioned well above the previous macro base but beneath significant overhead levels.

The most critical area to monitor is the $3.00–$3.05 range, which is identified as key resistance.

A decisive weekly close above this zone would validate a trendline breakout and pave the way toward the July peak near $3.50, which also aligns with anticipated 2026 upside targets.

The weekly RSI has cooled into the low-to-mid 40s, indicating the ongoing corrective phase rather than outright bearish control.

From a directional viewpoint, the chart suggests a consolidation-to-reversal scenario rather than a deep retracement, as long as XRP remains above the mid-$1.50 area.

Pepenode Presale Positions for XRP-induced Rally

If XRP successfully breaks the $3 resistance and begins to trend upward again, meme coins like Pepenode (PEPENODE) could experience substantial gains.

Pepenode is a cryptocurrency project that has raised nearly $2.5 million despite challenging market conditions.

The browser-based game enables users to “mine” coins without the need for costly equipment by establishing virtual mining nodes and upgrading facilities to earn tokens.

The project aims to replicate PEPE’s success, which surged over 1,000X during XRP’s 400% rally between November 2024 and July 2025.

To participate in the presale at $0.0012161 per token, visit the official Pepenode website and connect a wallet like Best Wallet.

Payments can be made using cryptocurrencies such as ETH, BNB, or USDT, or via a standard credit or debit card.

Visit the Official Pepenode Website Here

The post XRP Price Prediction: Franklin Templeton Exec Says XRP Is Key to Cross-Border Payments – Is a $3 Breakout Next? appeared first on Cryptonews.