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Former top manager of Coinbase named the three most promising cryptocurrencies, 2026/01/22 23:18:06
Former CTO of crypto exchange Coinbase Balaji Srinivasan named three cryptocurrencies that could become an “ideological reserve system” amid weakening public trust in banks, governments and political regimes.
In the Network State podcast, the businessman said that cryptocurrencies will remain viable even when banks and traditional financial companies struggle or fail. A former Coinbase executive explained that digital systems are no longer limited to the Internet – more and more blockchain startups are moving out of the virtual world into the real world, opening educational campuses and offices in special economic zones. Srinivasan compared cryptocurrencies to digital service delivery, such as e-commerce, which has greatly changed people’s daily lives.
According to Srinivasan, while offices may close due to debt, political events or wars, some cryptocurrencies will survive in any circumstances. He is convinced that digital assets are not just “about profits or price charts.” Cryptocurrencies have taken on similarities with religious traditions, combining material values with the community’s belief in decentralization and financial freedom.
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“The rise of cryptocurrency reflects that banks have lost the trust of the people, as have political systems. Surveillance of financial transactions is expanding. Digital assets offer a way out of this situation,” said the former CTO of Coinbase.
In his opinion, three crypto projects can solve these problems. The creators of Bitcoin gave humanity decentralized money, Ethereum added programmability through smart contracts, and the private coin Zcash can solve the problem of privacy.
“Blockchain infrastructure has quietly matured. Scalable smart contracts now run continuously, just like decentralized exchanges. Stablecoins are widely used for transfers and payments. In many developing countries, cryptocurrency has ceased to be an experiment, and people keep their savings in bitcoins,” the entrepreneur said.
Previously, Srinivasan criticized the hype around the memecoins TRUMP and MELANIA of the Donald Trump family, calling it a lottery where ticket buyers do not win anything, but, on the contrary, lose money.
