Arizona Includes XRP in State Cryptocurrency Reserve Legislation — Is Government Acceptance on the Rise?

Arizona has officially included XRP in its state legislation. Senate Bill 1649 successfully passed the Senate Finance Committee with a 4–2 vote, moving forward a proposal to establish a Digital Assets Strategic Reserve Fund.

In contrast to the majority of state-level cryptocurrency bills that concentrate solely on Bitcoin, this legislation specifically identifies XRP and DigiByte as qualifying assets alongside BTC.

The bill does not permit Arizona to purchase cryptocurrency using taxpayer money. Instead, it enables the state to retain digital assets that have been seized or voluntarily surrendered, rather than selling them off immediately.

XRP has been incorporated into Arizona’s digital reserve bill. Following a 4–2 committee vote, the Arizona State Legislature has advanced a bill that includes $XRP as an eligible asset in the proposed Digital Assets Strategic Reserve Fund pic.twitter.com/qcDUXPeyDP

— XRPcryptowolf (@XRPcryptowolf) February 22, 2026

The State Treasurer would have the authority to securely manage those assets or utilize qualified exchange-traded products. This provision mitigates political risk.

Arizona’s initiative is notable as it diverges from the Bitcoin-only narrative prevalent in other states. By incorporating XRP, the bill recognizes utility-driven networks, rather than solely focusing on store-of-value assets.

The bill is now set to proceed to the Senate Rules Committee. If it is approved by both chambers, it will be presented to the Governor. A prior crypto investment bill was vetoed, but this iteration is designed differently to address those issues.

For XRP, the importance lies not in immediate buying pressure but in gaining legitimacy. Being included in state reserve language indicates that policymakers are increasingly inclined to recognize XRP as a legitimate digital asset within public finance frameworks.

XRP Price Prediction: Could This Propel XRP Above $2.00?

XRP continues to operate within a descending channel and has recently tested the lower boundary near $1.30 once more.

This level is crucial. Buyers have defended it multiple times, preventing a significant drop toward $1.10.

The overall trend on this timeframe remains downward. However, repeated rebounds at $1.30 suggest that demand is beginning to build.

Source: XRPUSD / TradingView

If XRP maintains this support and moves towards $1.61, it would represent the first substantial shift in momentum. A breakout above $1.61 would create potential for a rise to $1.90, with $2.40 as the larger swing target.

If $1.30 is decisively breached, $1.10 will become the next significant support level.

In the long term, the increasing references to XRP in state-level reserve discussions provide a positive backdrop. While it may not trigger an immediate buying frenzy, it reinforces the narrative of legitimacy as long as support remains intact.

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