The volume of business transactions with stablecoins became known, 2026/01/25 01:21:45

Over the past year, people and organizations made payments worth more than $35 trillion through stablecoins, experts from the consulting company McKinsey reported. Analysts identified b2b transactions (from business to business) from the total volume of transactions.

Approximately 99% of transactions are the movement of funds between the wallets of crypto exchanges and operations related to crypto trading, analysts said. And only about 1% of transactions totaling $390 billion last year were transfers of commercial companies to suppliers, salary payments or settlements between legal entities. In 2025, the growth in the volume of b2b payments exceeded 733% and amounted to about 60% of $390 billion of commercial transactions.

The main activity of business transactions with stablecoins occurs in Asia, with the dominance of Singapore, Hong Kong and Japan. The volume of transfers in the Asia-Pacific region amounted to $245 billion. North America accounted for $95 billion, Europe — $50 billion.

Despite growing interest from payment companies like Visa and Stripe, stablecoins occupy a small share of the global payments market, which is worth more than $2 quadrillion annually. However, the active use of stable digital assets for real settlements lays the foundation for expanding their role in the economy, McKinsey experts say.

According to them, stablecoins have the potential to significantly transform the global payment system, but their adoption depends on the development of technology, regulation and market infrastructure.

Earlier, the CEO of the American crypto exchange Coinbase, Brian Armstrong, called Stablecoins are a major use case for cryptocurrencies beyond traditional speculative trading.