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Brad Garlinghouse likened the function of stablecoins to the “ChatGPT effect.”, 2026/03/28 10:26:19

The CEO of Ripple, Brad Garlinghouse, stated that stablecoins could represent a pivotal moment for the cryptocurrency sector, comparable to the impact of ChatGPT on the artificial intelligence market.
In an interview with FOX Business, he highlighted that interest in stablecoins has reached the executive level of major corporations. According to him, business representatives, including those from Fortune 500 and Fortune 2000 companies, are engaging in discussions about implementing such tools with CFOs and treasurers.
Garlinghouse believes that the willingness of financial departments to adopt new payment solutions will play a crucial role in this process. This involves accelerating transactions and expanding corporate services based on blockchain technology.
He also pointed out the scale of the market: he noted that the volume of transactions involving stablecoins exceeded $33 trillion last year, with approximately 90% attributed to USDT and USDC.
According to the Ripple CEO, the further adoption of stablecoins will hinge on regulation in the United States. Specifically, the passage of the CLARITY Act could expedite their integration into payment infrastructure and broaden the use of blockchain solutions by businesses.
Previously, Lee Hardman, a currency market expert at Mitsubishi UFJ Financial Group (MUFG), stated that stablecoins might be a more practical tool compared to volatile cryptocurrencies like Bitcoin.